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KiwiSaver

Your KiwiSaver is more than just a savings account — it’s your future lifestyle in the making. Let’s make sure it’s working as hard as you do.

What is KiwiSaver?

KiwiSaver is New Zealand’s easy way to save for long-term goals - your first home or retirement, which means it has a clear purpose.

It’s a simple, automatic savings setup, but the fund you choose and how it's managed can make a huge difference.

The earlier you start actively understanding your KiwiSaver, the more likely you are to hit your financial goals on retirement.

It's not something to "worry about another day". With a small investment of time now, your KiwiSaver could be worth hundreds of thousands more later!

Your First Home

Sarah, in her early 30s and living in Hamilton, realised her KiwiSaver was sitting in a conservative fund that wasn’t keeping pace with her goals.

With a little guidance, she switched into a balanced fund five years ago. The result? An extra $5,000 in her account — enough to boost her first-home deposit.

Today, Sarah is pre-approved for her very first loan and ready to make offers, opening the door to her first home sooner than she ever thought possible.

Questions to ponder

If you've never considered which fund your KiwiSaver is in, it's time to change that! 

  • What fund are you currently in, and have you ever had advice on the best option for you?

  • Have you checked how much you’re really paying in fees?

  • Wondering if your fund’s risk level is right for your timeline?